There are Many Benefits to Utilizing an HSA

Did you know that the same MRI with the same quality and magnet strength can cost different amounts at different facilities? This is a true statement and is mostly based on the location of the imaging facility. And, these amounts can range from hundreds to thousands of dollars in difference and can really impact your out-of-pocket costs. Because of this, you should look at yourself not as a patient, but also as a consumer.  We need to be better educated and make wiser decisions about where we are spending our health care dollars.

One such way to become better a consumer is to utilize an HSA, or health savings account. Many employers are moving toward this option and away from the traditional PPOs because of the rising costs in premiums. An HSA is a high-deductible plan in which the consumer has to pay 100% of the medical costs until the deductible is met. They can, however, make monthly contributions into this account and these contributions are both tax-deductible and roll over year after year. Additionally, employers are also able to contribute to these accounts, which help the funds build faster. All qualified medical expenses can be paid for with these monies and in most cases, there is a debit card that is tied to it for an easier transaction and no need to wait for reimbursements from the insurance company.

We need to inquire about the cost of lab work, tests, and imaging that our doctors are ordering. We need to make a phone call and ask the facility what a typical charge would be BEFORE going to get a procedure done. We are entitled to those answers and allowed to shop around for a facility that works best for our budget. We may need to travel an extra couple of miles to go to a stand-alone facility, but we could be saving hundreds of dollars. We search around for the best price on the car we are about to purchase, correct? We ask questions, compare prices, and even take test drives.  If you do such extensive research on purchasing a car, you should do the same when getting medical treatment. We should no longer be a society that only goes to the doctor when we are sick. We should ensure that we have an annual visit with a primary care physician and that we complete all of the age and gender screenings that are recommended. Preventative tests are being covered by insurance companies, as it has been proven to lower health care costs and improve outcomes if a disease state is detected early rather than later. All of these preventative tests would be covered and not fall under the deductible for an HSA; therefore there is no reason that we are not becoming better educated about health care and health care costs and make more informed decisions about where are dollars are going. Bottom line, we should be making ourselves healthier while lowering our health care costs.

Here is a great website for comparing health care costs:  Good luck with your research!  If you have any questions, feel free to reach out and ask me how I can help.





  1. Chrorgasse May 5, 2017 Reply

    Where To Buy Viagra Safely Cialis Viagra Assuefazione viagra Propecia Antidoping Buy Super Active Viagra Online Free Pharmacy Stores In Canada Buy Cheap Kamagra No Prescription Cialis 20mg Lilly

  2. Kelisormary June 25, 2017 Reply

    Buying Lasix Online Purchase Viagra Cheap Mechanism Benzene To Amoxicillin

  3. Kelisormary June 28, 2017 Reply

    Cialis 5mg Vs 10mg generic viagra Original Viagra In Karachi

  4. Kelisormary July 1, 2017 Reply

    Zithromax And Running viagra Generique Cialis

  5. Kelisormary July 6, 2017 Reply

    Buy Clomid For Men online pharmacy Cephalexin Dosage Puppy

  6. Chaspags July 7, 2017 Reply

    Keflex Substitutions buy viagra Clomid Et Pas De Regles

  7. Kennabonge July 7, 2017 Reply

    Zithromax 500 Mg cialis Acheter Du Xenical En Ligne

  8. Kelisormary July 10, 2017 Reply

    Cialis Liquid Drops buy cialis Lip Balm

  9. Chaspags July 11, 2017 Reply

    Aloevera cialis Amoxicillin Without Prescriptin

  10. Kennabonge July 11, 2017 Reply

    Viagra Naturale Senza Ricetta online pharmacy Generic Isotretinoin Internet Website

  11. Kelisormary July 16, 2017 Reply

    Cialis 10mg Rezeptfrei Bestellen cialis Were Is Viraga

  12. Chaspags July 17, 2017 Reply

    Amoxicillin Penicillin cialis online Viagra Temoignages

  13. Kennabonge July 17, 2017 Reply

    Contraindicaciones Propecia viagra Progesterone For Sale

  14. Chaspags July 31, 2017 Reply

    Where Can I Buy Propecia Yahoo buy cialis Cephalexin No Prescriptions

  15. Kelisormary July 31, 2017 Reply

    How To Buy Viagra Pills cialis Generic Fda Propecia Dosage

  16. DarinSeeve August 11, 2017 Reply
  17. DarinSeeve August 12, 2017 Reply
  18. Reviaappof August 12, 2017 Reply Buy Generic Revia

  19. Jeffreybrifs August 12, 2017 Reply
  20. Stevekef August 13, 2017 Reply lasix 75 mg of metolazone day

  21. Miguelcop August 27, 2017 Reply Купить в уфе дженерик сиалиса в

  22. ShanOl October 28, 2017 Reply

    Cialis Buen Precio buy cialis Prezzo Cialis E Levitra Comprar Cialis En Farmacias Espanolas Proper Dose Of Amoxicillin For Dogs

  23. Xvxfg688s January 6, 2018 Reply

    Spread wide porn. Xxx Sex In Pakistan. One piece vivi porn. Shaking Booty Porn. Porn film dowload. Sex maja salvador. Hiddencam Sex Clips.

  24. StaNist January 29, 2018 Reply

    Acheter Cialis Sur Internet France cialis price Levitra Orodispersible 20 Mg Famvir

  25. EveRems February 20, 2018 Reply

    Generic Viagra Soft Tabs buy cialis Caracteristicas Propecia

  26. DiaLync April 19, 2018 Reply

    Le Viagra Sur Ordonnance cialis Stendra 50mg Erectile Dysfunction Exeter

  27. DiaLync May 3, 2018 Reply

    Nurse Responsibility In Giving Amoxicillin tadalafil cialis from india Store Brand Propecia Generic 120mg Sildenafil Buying Cialis On Line Safe Website

  28. Fruice October 2, 2018 Reply
  29. Icertvex October 2, 2018 Reply
  30. chiebra October 3, 2018 Reply
  31. jalaymn October 3, 2018 Reply
  32. prainia October 3, 2018 Reply
  33. acimifek October 3, 2018 Reply
  34. Effope October 5, 2018 Reply
  35. essetle October 5, 2018 Reply
  36. Parnounk October 5, 2018 Reply
  37. bydrag October 5, 2018 Reply
  38. indebra October 6, 2018 Reply
  39. speeks October 6, 2018 Reply

Leave a reply

Your email address will not be published. Required fields are marked *